OUR PARTNER
Pacific Cross HMO
Flexible HMO protection
for local and global needs.
Pacific Cross brings specialist experience across medical and healthcare protection to Philippine organizations and members. The portfolio spans HMO and prepaid plans, medical insurance, 24/7 telehealth, and complementary travel, accident, and international health options.
Broader Protection
Medical Insurance
Easy Access
HMO + Prepaid
Global Reach
International Care
Travel Ready
Accident Protection
OUR PARTNERSHIP
A partnership built on
trust and shared purpose.
Affinitas’ partnership with Pacific Cross broadens client access beyond
standard local healthcare, supporting medical, travel, accident, and
international protection needs.
Aligned Values
We both believe in putting people first and
delivering flexible healthcare solutions that
create value.
Stronger Together
Pacific Cross’ specialist coverage and
Affinitas’ guidance help clients protect
people at home, abroad, and in transit.
Long-Term Commitment
Our partnership is built on collaboration,
consistency, and a shared goal of making
healthcare better.
SOLUTIONS WE PROVIDE TOGETHER
Comprehensive healthcare
solutions for every organization.
Pacific Cross expands the menu from local managed care to medical, travel, accident, telehealth, and international protection
options.
Card-Based Healthcare
Inpatient, outpatient, emergency,
preventive, and dental care access.
Unbundled Programs
Inpatient-only, outpatient-only, and
emergency-room program options.
Medical Reimbursement
Structured reimbursement support for
eligible medical expenses.
Third-Party Administration
Administrative coordination for
customized healthcare benefit
programs.
Life & Accident Benefits
Group life, accident, health, and
hospitalization cash benefits.
24/7 Medical Helpline
Round-the-clock assistance for member
healthcare concerns.
WHY ORGANIZATIONS CHOOSE PACIFIC CROSS
Experienced protection.
Connected access.
39+
Years as a Healthcare Entity
439
Hospitals as of 2024
968
Clinics as of 2024
31,474
Doctors as of 2024
24/7
Telehealth Access
Our partnership with Pacific Cross broadens protection beyond standard local healthcare. Together, we help clients navigate medical, travel, accident, and international options, with dedicated support when they are unwell, abroad, or facing the unexpected.
President & CEO
Affinitas Insurance Brokers
Let’s build better healthcare
and benefits programs – together.
Explore how Etiqa’s group medical, digital, life, and accident options can strengthen your employee benefits program.