OUR PARTNER
Pacific Cross
Medical expertise.
Protection beyond the HMO.
Pacific Cross traces its history to 1949 and specializes in medical, travel, and personal accident insurance. Its reimbursement-based medical plans in the Philippines serve individuals, families, and organizations with high limits and broader provider choice than a typical HMO, subject to policy terms.
Established
in 1949
High-Limit
Hospitalization
Broader Provider
Choice
Local & International
Options
OUR PARTNERSHIP
Beyond the HMO.
Independent broker guidance.
Pacific Cross extends protection beyond standard HMO coverage through high-limit hospitalization, critical illness, and international medical options. Affinitas helps clients assess product fit, travel needs, budget, benefits, and policy terms, with dedicated account and claims support.
Objective Plan Review
Affinitas reviews each client’s needs, travel requirements, budget, benefit limits, and policy terms before recommending an option.
Specialist Medical Expertise
Pacific Cross brings decades of experience in medical, travel, and personal accident insurance through a regional group.
Dedicated Client Support
A dedicated account officer supports policy servicing, claims assistance, and escalation throughout the relationship.
SOLUTIONS WE PROVIDE TOGETHER
Healthcare solutions for
stronger organizations.
Through Pacific Cross, Affinitas helps clients explore medical insurance that can complement HMO coverage with high-limit hospitalization, critical illness, local and international care, and claims support.
Inpatient Care
FlexiShield and Blue Royale provide reimbursement-based hospitalization cover, subject to each plan’s limits.
Outpatient Care
Affinitas helps clients confirm whether a selected plan includes outpatient care and how reimbursement terms apply.
Wellness & Preventive Care
Affinitas reviews plan documents to identify any wellness or preventive-care benefits and how they complement an HMO.
Out-of-Network Care
Reimbursement-based medical insurance can provide broader provider choice than a typical HMO, subject to policy terms.
Critical Illness Cover
Critical Cover Extra provides a lump-sum benefit for a covered critical illness, subject to policy terms.
Personal Accident Protection
Pacific Cross also specializes in personal accident insurance, extending protection to covered accident risks under the selected policy.
PACIFIC CROSS AT A GLANCE
Established expertise.
Broader choice.
Founded in 1949 and rebranded from Blue Cross in 2015, Pacific Cross belongs to a regional group spanning the Philippines, Thailand, Indonesia, and Vietnam. Its medical portfolio includes high-limit, critical-illness, and worldwide options.
1949
CompanyFounded
US$2M
Maximum AnnualBlue Royale Cover
₱2M
FlexiShield MaximumCoverage
2015
Pacific CrossRebrand
4
Regional GroupMarkets
Pacific Cross extends protection beyond a standard HMO through high-limit medical, critical illness, and international options. Affinitas helps clients assess fit, understand the policy, and receive dedicated support when claims arise.
President & CEO
Affinitas Insurance Brokers
Build medical protection
beyond the HMO together.
Review Pacific Cross medical insurance in the Philippines with Affinitas. Compare high-limit hospitalization, critical illness, and international options against your needs, travel profile, budget, and policy terms.